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  #41  
Old 03-19-2019, 05:05 PM
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Quote:
Originally Posted by fashionchallenged View Post
One site I used to play on, you got daily interest, but you had to go to a page and claim it.

It was a pain to go do it every day and I think most people stopped doing it altogether. But maybe that sort of thing? Change it to daily interest and you only get that day's interest when you log in. Or at the end of the month you only get interest for the days when you logged in?
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  #42  
Old 03-21-2019, 12:18 AM
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Can’t the persons who hasn’t been active for years account be deactivated? That way they can’t get bank Interest? And if they decide to one day come back, they can just log in and the account gets activated again?



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  #43  
Old 03-21-2019, 12:24 AM
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Quote:
Originally Posted by -maria- View Post
Canít the persons who hasnít been active for years account be deactivated? That way they canít get bank Interest? And if they decide to one day come back, they can just log in and the account gets activated again?
That's extreme



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  #44  
Old 03-21-2019, 07:30 AM
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just thinking...
now we receive bank interest once per month, tht's approx every 30 days.

If instead of the game applying it once per month, the game would apply it on the thirtieth day of login (first login)... means we would need to login 30 days till we would get a bank interest. That could happen in a period of one month or few months or even in a period of years. Login 5 times in one day does not count, only first login, so there are 30 different days for sure.

Just to keep some sort of counter so players don't get upset thinking they login every day but the bank is not giving the interest on the 30th day.



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  #45  
Old 03-21-2019, 03:03 PM
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I've tried to stay out of this given that I'm not a very active player but I can't help myself any longer. From reading the posts it seems like the only ways people are making money is through bank interest or CYO shops, which isn't many options considering not everyone can draw clothes and you need money in order to shop and enjoy the game. So maybe we should just think of other ways players can make money? I know you can through voting but it's not much so people who can only play on weekends or something probably won't make much.

If there was another way to make enough money to be able to shop which involves being more active (not necessarily everyday but at least come by a couple days a month) then maybe that would be satisfactory? You could make sure the amounts earned aren't crazy high like the interest but better than what you get from voting.

I think removing interest is a good idea, but we just need something else to replace it. Something a bit more interactive maybe? It feels like that may also even the playing field a little as I think new joiners don't always get very far unless they can design as everything is super expensive because all the active players are quite well off. This would then help settle the inflation so maybe outfits won't cost quite so much and you won't need as much money as you do now in order to shop comfortably.

There may already be something in the works for this in the new update in which case it should all even out but I just thought I would share as it didn't seem anyone was mentioning this point.



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  #46  
Old 03-25-2019, 12:36 AM
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I like the idea of pressing a button to claim interest !



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  #47  
Old 03-28-2019, 09:07 PM
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Is there anyway the interest could be capped? Like you can't receive over say 1000 coins? This would help the newer users more than an experienced user.



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  #48  
Old 03-31-2019, 04:54 PM
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I can honestly do away with the bank, I have money in there, which I was saving in hopes of a certain pose to be released by a certain designer but that designer never released the pose. So I just left it there, but that being said, I still never bother with the funds in my bank and I know I don't make anywhere near that much in interest. So I'm not anywhere near rich in coins and moolah, so you could actually get rid of the bank and it wouldn't bother me.



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  #49  
Old 04-01-2019, 03:37 AM
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At the moment the bank is giving me a huge amount of moolah and coins every month, so that is nice. But on the other hand I am not using anything I have in the bank and that for years now. Maybe having it all as play money I would put it to better use.



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  #50  
Old 04-02-2019, 10:18 AM
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I think that it is easy to say (get rid of the bank and interest) for people who don't play much or have oodles stashed in there bank they don't ever use! I still disagree with getting rid of either of those!!!

Someone mentioned going to get it each day or every 30 days. Something like that could work, I think. That way if they aren't playing they don't accrue it and if they don't need it, just don't collect it!!!!



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  #51  
Old 04-07-2019, 12:11 PM
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Ok, I'm still a new player. If I did not create, I would not have a place to get coins - and not all players can earn money making clothes, they just want to buy clothes and play, dressing dolls. Taking away the opportunity to earn money from the bank will discourage people who are not "creative", because they will get a few coins and a card in random store for voting all days, etc. They can not afford clothes, not to mention exclusive offers...
This will not encourage new players - this is what I say from my fresh perspective, this is a bad change for people who have been playing recently. Discouraged to play.

Maybe a smaller percentage of income, or a statement that the bank can hold only a certain amount of money?



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  #52  
Old 04-07-2019, 10:58 PM
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I had no idea so many people used the bank or were so passionate about it. I tried it for a couple of months and quickly decided it wasn't useful for me. I guess I could have been accruing interest all this time-- who knew?



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  #53  
Old 04-07-2019, 11:56 PM
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I also would like the bank to stay. As previously recommended, maybe having to manually claim the interest instead of it automatically accumulating.



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  #54  
Old 05-22-2019, 01:48 PM
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well I dont see much reason to keep the bank and not collect interest. So If you doing away with interest might as well do away with bank completely



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  #55  
Old 05-24-2019, 01:18 PM
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I like the idea of having to "claim" the interest (monthly seems fair). This would allow for the earning of it, but would completely eliminate the problem Angie is talking about.



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  #56  
Old 05-27-2019, 07:19 PM
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I agree with molokai...I'm usually struggling to vote to get enough coins for that one item that is just "oh so perfect" for that outfit...LOL! I wouldn't mind either returning all the funds to the main account and getting rid of the bank, or keeping it as it is.

Quote:
Originally Posted by molokai View Post
Well I'm definitely not in your class of "filthy rich"! I like the interest and have absolutely no problem with withdrawal limits. It did help having my bank account when I was gone for so long. I knew I had funds squirreled away and was at least not losing funds. I have relied on the "interest" aspect a lot because my ability to vote has been so inconsistent and the guild battles are costly especially when you lose a lot of them! Also the activity I do most on this site is shop! I shop and keep shopping!

I really would like you to keep the bank with interest and withdrawal limits/penalties.



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  #57  
Old 06-03-2019, 01:43 AM
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i think the idea of a monthly redemption of the interest is great! i actually like the bank, idk why haha i just like having a lil savings account



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  #58  
Old 07-26-2019, 11:11 AM
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Quote:
Originally Posted by molokai View Post
Well I'm definitely not in your class of "filthy rich"! I like the interest and have absolutely no problem with withdrawal limits. It did help having my bank account when I was gone for so long. I knew I had funds squirreled away and was at least not losing funds. I have relied on the "interest" aspect a lot because my ability to vote has been so inconsistent and the guild battles are costly especially when you lose a lot of them! Also the activity I do most on this site is shop! I shop and keep shopping!

I really would like you to keep the bank with interest and withdrawal limits/penalties.
I agree with this. Just keep the bank the way it is. Or maybe just put like 1% interest or even 0.50% i dont know.



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  #59  
Old 10-10-2019, 05:33 PM
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I like the bank. It seems like there is a whole lot of discussion about something that I don't see what the problem is. Sounds like a board meeting to me!



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  #60  
Old 11-08-2019, 06:14 AM
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"I know my value. Anyone else's opinion doesn't really matter."
 

Real Name: Joyce
Join Date: Sep 2008
Location: the Netherlands
Age: 27
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for me personally, I do get a lot of interest from the bank right now, which is nice for me, but, as Alida said as well, I'm not really using any of it. My last withdrawal was 3 years ago. So, I wouldn't mind that much if the bank were gone, but I also see a lot of people who feel like they can't make enough money without the bank.

This honestly surprises me a bit, because if I put some effort into voting, I can earn quite some moolah and coins. Not only through just voting, but also (if not mainly) through cashing in the golden tickets I receive (which you can get more of if you play voting bingo - or exchanging loyalty points for golden tickets, if you choose to).


But anyway, I don't mind either way if the bank stays or goes, but if people want it to stay, I do like the idea of an activity based interest, like the 'clicking a button' option, but I actually liked the 'every 30 days you've been online' option even better. That way it might make people want to get online for a bit even on days they might otherwise not have come online. Like that, you can literally collect your interest. Maybe there could be a page (or a part on the bank page) that counts the days you've been online for your next interest, so you can see, 'oh, I've been online 23 days since my last interest. One more week (or seven days this month/year) until I get my interest'. I think an option like that would be beneficial both for people who have trouble earning money, and for the activity on the site (because people might come online just a little bit more often).



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